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Keo sat in Zibetto, stirring a cup of green tea. The rain trickled down the windows, in the late evening. Cars and trucks rattled the glass in Midtown. The long summer afternoon had ended and given way to smooth, oily darkness, a violet sky.

Alli came through the door and bought a cappuccino. She sat down across from Keo, at the table.

“So, world traveler,” Alli said, “you’re finally back.”

“Touched down in JFK this morning,” Keo replied.

“Wow,” Alli said. She sipped the coffee and looked out the window, at the storm, “A lot has changed since high school.”

“I can imagine,” Keo said, raising her eyebrows, “I’ve been all over the world and yet I still come back here.”

“What made you come back?” Alli wondered.

“To help an old friend,” Keo said, looking into her tea, “An old girlfriend, actually. She’s folding up an old furniture business. I thought I would buy it off her hands.”

“That sounds really neat,” Alli said. A pair of croissants arrived on a blue dish.

“What about you?” Keo asked, “Are you still with Nealy?”

“No,” Alli smiled, “That was ages ago.”

“Really?” Keo exclaimed, eyes widening, “You two seemed very much in love.”

“The one thing I can say, is that I’m not in love with her anymore,” Alli said, “It’s been a couple of years. Nealy is gone.”

Keo sighed and looked down, “That’s too bad.”

“She went to Shanghai, and we never really connected after that,” Alli explained.

“Where is she now?”

“In San Francisco. Probably.” Alli said.

The taxis whizzed by, on damp streets, rolling to obscure destinations in the deepening night.



Lay Me Down – Sam Smith (Acoustic version)

How Technology Reduces Inflation


Today, with the exponential rise of technology, we no longer live in an agricultural, industrial, manufacturing or even service economy anymore. We live in an information economy. Simply put, there are fewer jobs. Technology has reduced the global number of jobs needed or available. Hence, crises where jobs do not match the number of young people in abundance – like the Great Recession and the Arab Spring. A young population meets a job shortage.

It is better to have a kid’s entire college fund paid for, instead of hoping a kid will become rich and take care of the prior generation. We act like an aging population is a problem, when the flip side, a young population, is a far more unstable situation. As more and more people move from pre-modern, to modern to post-modern societies, they will realize that there are fewer jobs and that the price of having a child is higher than it was in the past. People will be incentivized to work longer in the jobs they do have, and have fewer kids, later, when they are better financially equipped to take care of them. This is a global phenomenon.